Markets/New York/Amsterdam

Amsterdam, NY Real Estate Market 2026

Investor-grade market analytics for Amsterdam, New York. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$216,441

+2.2% year-over-year

Est. Rental Yield

6.5%

gross annual

12-Month Forecast

+2.2%

base case (Zillow ZHVF)

+2.2% year-over-year

Climate Risk

25/100

Low

Market Momentum

➡️
Neutral
3.3mo supply · Score 0/7

Net migration: Top 37% nationally

Income Migration

➡️ Neutral1.02x

In-migrants avg $49,970 AGI vs out-migrants $49,067

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Opportunity Zone Market

4 ZIP codes in Amsterdam are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Amsterdam Market Summary

Amsterdam, NY shows steady growth at 2.2% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.44x, below the national average of 4.8x. Modest net positive migration (+50 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 6.45% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score94/100
Price-to-Income Ratio3.4x (national avg 4.8x)
Median Household Income$62,923

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.1%
Base Case+2.2%
Bull Case+3.3%

Climate & Natural Hazard Risk

Amsterdam, NY's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Amsterdam dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.