Investor-grade market analytics for Ludington, Michigan. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$271,911
+8.1% year-over-year
+7.8%
base case (Zillow ZHVF)
+7.8% year-over-year
10/100
Very LowNet migration: Top 50% nationally
In-migrants avg $57,986 AGI vs out-migrants $49,193
Opportunity Zone Market
2 ZIP codes in Ludington are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Ludington, MI is experiencing strong growth with 8.1% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 4.36x, below the national average of 4.8x. Climate risk remains low (10/100), favorable for long-term investment stability.
12-month projection (Zillow ZHVF model)
Ludington, MI's primary climate exposure is wind storms (50/100). The composite climate risk score of 10/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.