Lima, OH Real Estate Market 2026

Investor-grade market analytics for Lima, Ohio. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$194,194

+6.8% year-over-year

Est. Rental Yield

7.3%

gross annual

12-Month Forecast

+6.6%

base case (Zillow ZHVF)

+6.6% year-over-year

Climate Risk

25/100

Low

Market Momentum

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Warm
2.4mo supply ยท Score +2/7

Net migration: Bottom 13% nationally

Income Migration

โžก๏ธ Neutral1.00x

In-migrants avg $47,812 AGI vs out-migrants $47,741

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Opportunity Zone Market

3 ZIP codes in Lima are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Lima Market Summary

Lima, OH is experiencing strong growth with 6.8% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.13x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 7.35% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score98/100
Price-to-Income Ratio3.1x (national avg 4.8x)
Median Household Income$62,001

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+3.3%
Base Case+6.6%
Bull Case+9.9%

Climate & Natural Hazard Risk

Lima, OH's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Lima dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.