Investor-grade market analytics for Sterling, Illinois. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$146,547
+4.5% year-over-year
6.7%
gross annual
Migration: Top 35% nationally
In-migrants avg $45,393 AGI vs out-migrants $44,316
Opportunity Zone Market
1 ZIP codes in Sterling are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Sterling, IL shows steady growth at 4.5% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.27x, below the national average of 4.8x. Modest net positive migration (+62 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 6.69% is strong, making this market attractive for buy-and-hold investors.
Sterling, IL's primary climate exposure is wind storms (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.