Decatur, IL Real Estate Market 2026

Investor-grade market analytics for Decatur, Illinois. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$116,128

+7.7% year-over-year

Est. Rental Yield

10.8%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Decatur Market Summary

Decatur, IL is experiencing strong growth with 7.7% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 1.86x, below the national average of 4.8x. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 10.79% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score100/100
Price-to-Income Ratio1.9x (national avg 4.8x)
Median Household Income$62,449

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Decatur, IL's primary climate exposure is wind storms (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Decatur dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Decatur Real Estate Market Data 2026 | Lotlytics | Lotlytics