Pontiac, IL Real Estate Market 2026

Investor-grade market analytics for Pontiac, Illinois. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$157,790

+11.0% year-over-year

Est. Rental Yield

8.0%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Pontiac Market Summary

Pontiac, IL is experiencing strong growth with 11.0% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 2.23x, below the national average of 4.8x. Modest net positive migration (+98 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 8.02% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.2x (national avg 4.8x)
Median Household Income$70,796

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Pontiac, IL's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Pontiac dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Pontiac Real Estate Market Data 2026 | Lotlytics | Lotlytics