Lincoln, IL Real Estate Market 2026

Investor-grade market analytics for Lincoln, Illinois. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$134,765

+6.1% year-over-year

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Market Momentum

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Warm
1mo supply ยท Score +2/7

Migration: Top 41% nationally

Income Migration

โžก๏ธ Neutral1.10x

In-migrants avg $53,768 AGI vs out-migrants $48,977

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Opportunity Zone Market

1 ZIP codes in Lincoln are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Lincoln Market Summary

Lincoln, IL is experiencing strong growth with 6.1% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 2.1x, below the national average of 4.8x. Modest net positive migration (+37 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.1x (national avg 4.8x)
Median Household Income$64,188

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Lincoln, IL's primary climate exposure is wind storms (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Lincoln dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.