Markets/Idaho/Boise City

Boise City, ID Real Estate Market 2026

Investor-grade market analytics for Boise City, Idaho. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$497,096

+0.9% year-over-year

Est. Rental Yield

4.6%

gross annual

12-Month Forecast

+0.9%

base case (Zillow ZHVF)

+0.9% year-over-year

Climate Risk

27/100

Low

Market Momentum

๐ŸŒค๏ธ
Warm
1.7mo supply ยท Score +3/7

Net migration: Top 2% nationally

Income Migration

๐Ÿ’ฐ Wealth Influx1.21x

In-migrants avg $85,764 AGI vs out-migrants $70,733

๐Ÿ›๏ธ

Opportunity Zone Market

9 ZIP codes in Boise City are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Boise City Market Summary

Boise City, ID is in a stabilization phase with 0.9% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 6.01x well exceeds the national average of 4.8x. Strong net positive migration (+4,587 returns/year) reflects sustained population inflows driving housing demand. Climate risk remains low (27/100), favorable for long-term investment stability. Rental yield of 4.6% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score57/100
Price-to-Income Ratio6.0x (national avg 4.8x)
Median Household Income$82,694

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+0.5%
Base Case+0.9%
Bull Case+1.4%

Climate & Natural Hazard Risk

Boise City, ID's primary climate exposure is wildfire (54/100). The composite climate risk score of 27/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Boise City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.