Markets/Idaho/Mountain Home

Mountain Home, ID Real Estate Market 2026

Investor-grade market analytics for Mountain Home, Idaho. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$360,908

+1.2% year-over-year

Est. Rental Yield

5.2%

gross annual

Market Momentum

๐ŸŒค๏ธ
Warm
2.4mo supply ยท Score +3/7

Migration: Top 85% nationally

Income Migration

โžก๏ธ Neutral1.00x

In-migrants avg $50,722 AGI vs out-migrants $50,910

๐Ÿ›๏ธ

Opportunity Zone Market

2 ZIP codes in Mountain Home are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Mountain Home Market Summary

Mountain Home, ID is in a stabilization phase with 1.2% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 6.12x well exceeds the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 5.2% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score55/100
Price-to-Income Ratio6.1x (national avg 4.8x)
Median Household Income$58,976

Climate & Natural Hazard Risk

Mountain Home, ID's primary climate exposure is wildfire (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Mountain Home dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.