Markets/Ohio/Toledo

Toledo, OH Real Estate Market 2026

Investor-grade market analytics for Toledo, Ohio. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$205,580

+3.1% year-over-year

Est. Rental Yield

7.5%

gross annual

12-Month Forecast

+3.0%

base case (Zillow ZHVF)

+3.0% year-over-year

Climate Risk

28/100

Low

Market Momentum

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Warm
2.6mo supply ยท Score +2/7

Net migration: Bottom 5% nationally

Income Migration

โžก๏ธ Neutral0.95x

In-migrants avg $53,141 AGI vs out-migrants $55,798

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Opportunity Zone Market

11 ZIP codes in Toledo are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Toledo Market Summary

Toledo, OH shows steady growth at 3.1% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.22x, below the national average of 4.8x. Climate risk remains low (28/100), favorable for long-term investment stability. Rental yield of 7.55% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score97/100
Price-to-Income Ratio3.2x (national avg 4.8x)
Median Household Income$63,749

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.5%
Base Case+3.0%
Bull Case+4.5%

Climate & Natural Hazard Risk

Toledo, OH's primary climate exposure is tornadoes (55/100). The composite climate risk score of 28/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Toledo dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.