Markets/Tennessee/Union City

Union City, TN Real Estate Market 2026

Investor-grade market analytics for Union City, Tennessee. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$155,900

+4.7% year-over-year

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Union City Market Summary

Union City, TN shows steady growth at 4.7% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.94x, below the national average of 4.8x. Modest net positive migration (+49 returns/year) provides steady demand support. Climate risk is moderate (50/100) with manageable exposure.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.9x (national avg 4.8x)
Median Household Income$53,102

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Union City, TN's primary climate exposure is tornadoes (50/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Union City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Union City Real Estate Market Data 2026 | Lotlytics | Lotlytics