Investor-grade market analytics for Saginaw, Michigan. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$177,686
+7.3% year-over-year
7.7%
gross annual
Migration: Top 91% nationally
In-migrants avg $49,380 AGI vs out-migrants $51,430
Opportunity Zone Market
6 ZIP codes in Saginaw are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Saginaw, MI is experiencing strong growth with 7.3% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.05x, below the national average of 4.8x. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 7.71% is strong, making this market attractive for buy-and-hold investors.
Saginaw, MI's primary climate exposure is tornadoes (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.