Markets/Indiana/Terre Haute

Terre Haute, IN Real Estate Market 2026

Investor-grade market analytics for Terre Haute, Indiana. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$170,331

+1.8% year-over-year

Est. Rental Yield

7.0%

gross annual

12-Month Forecast

+1.8%

base case (Zillow ZHVF)

+1.8% year-over-year

Climate Risk

18/100

Very Low

Market Momentum

๐ŸŒค๏ธ
Warm
1.9mo supply ยท Score +2/7

Net migration: Top 45% nationally

Income Migration

โžก๏ธ Neutral1.02x

In-migrants avg $45,873 AGI vs out-migrants $45,172

๐Ÿ›๏ธ

Opportunity Zone Market

3 ZIP codes in Terre Haute are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Terre Haute Market Summary

Terre Haute, IN is in a stabilization phase with 1.8% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.08x, below the national average of 4.8x. Modest net positive migration (+19 returns/year) provides steady demand support. Climate risk remains low (18/100), favorable for long-term investment stability. Rental yield of 6.98% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score99/100
Price-to-Income Ratio3.1x (national avg 4.8x)
Median Household Income$55,380

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+0.9%
Base Case+1.8%
Bull Case+2.7%

Climate & Natural Hazard Risk

Terre Haute, IN's primary climate exposure is wind storms (39/100). The composite climate risk score of 18/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Terre Haute dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.