Ozark, AL Real Estate Market 2026

Investor-grade market analytics for Ozark, Alabama. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$163,135

+1.5% year-over-year

Est. Rental Yield

9.9%

gross annual

12-Month Forecast

+1.5%

base case (Zillow ZHVF)

+1.5% year-over-year

Climate Risk

25/100

Low

Market Momentum

❄️
Cooling
4.8mo supply · Score -2/7

Net migration: Bottom 27% nationally

Income Migration

➡️ Neutral1.01x

In-migrants avg $48,063 AGI vs out-migrants $47,708

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Opportunity Zone Market

1 ZIP codes in Ozark are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Ozark Market Summary

Ozark, AL is in a stabilization phase with 1.5% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.02x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 9.88% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score100/100
Price-to-Income Ratio3.0x (national avg 4.8x)
Median Household Income$53,955

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+0.8%
Base Case+1.5%
Bull Case+2.3%

Climate & Natural Hazard Risk

Ozark, AL's primary climate exposure is hurricanes (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Ozark dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.