Investor-grade market analytics for Palatka, Florida. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$220,063
+0.9% year-over-year
7.4%
gross annual
+0.9%
base case (Zillow ZHVF)
+0.9% year-over-year
25/100
LowNet migration: Top 12% nationally
In-migrants avg $54,001 AGI vs out-migrants $48,881
Opportunity Zone Market
3 ZIP codes in Palatka are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Palatka, FL is in a stabilization phase with 0.9% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 4.66x, below the national average of 4.8x. Modest net positive migration (+427 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 7.43% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Palatka, FL's primary climate exposure is hurricanes (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.