Investor-grade market analytics for Gainesville, Florida. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$304,902
-1.1% year-over-year
6.5%
gross annual
-1.1%
base case (Zillow ZHVF)
-1.1% year-over-year
28/100
LowNet migration: Bottom 11% nationally
In-migrants avg $57,074 AGI vs out-migrants $59,765
Opportunity Zone Market
10 ZIP codes in Gainesville are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Gainesville, FL is experiencing a correction with -1.1% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.17x, above the national average of 4.8x. Climate risk remains low (28/100), favorable for long-term investment stability. Rental yield of 6.54% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Gainesville, FL's primary climate exposure is hurricanes (57/100). The composite climate risk score of 28/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.