Investor-grade market analytics for Lakeland-Winter Haven, Florida. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$295,266
-4.3% year-over-year
7.4%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Lakeland-Winter Haven, FL is experiencing a correction with -4.3% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 4.64x, below the national average of 4.8x. Strong net positive migration (+12,073 returns/year) reflects sustained population inflows driving housing demand. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 7.42% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Lakeland-Winter Haven, FL's primary climate exposure is hurricanes (90/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.