Markets/Virginia/Lynchburg

Lynchburg, VA Real Estate Market 2026

Investor-grade market analytics for Lynchburg, Virginia. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$290,368

+3.1% year-over-year

Est. Rental Yield

5.4%

gross annual

12-Month Forecast

+3.1%

base case (Zillow ZHVF)

+3.1% year-over-year

Climate Risk

16/100

Very Low

Market Momentum

๐ŸŒค๏ธ
Warm
2.7mo supply ยท Score +2/7

Net migration: Bottom 17% nationally

Income Migration

โžก๏ธ Neutral1.02x

In-migrants avg $53,303 AGI vs out-migrants $52,100

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Opportunity Zone Market

13 ZIP codes in Lynchburg are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Lynchburg Market Summary

Lynchburg, VA shows steady growth at 3.1% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 4.28x, below the national average of 4.8x. Climate risk remains low (16/100), favorable for long-term investment stability. Rental yield of 5.36% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score82/100
Price-to-Income Ratio4.3x (national avg 4.8x)
Median Household Income$67,782

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.5%
Base Case+3.1%
Bull Case+4.6%

Climate & Natural Hazard Risk

Lynchburg, VA's primary climate exposure is wind storms (45/100). The composite climate risk score of 16/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Lynchburg dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.