Markets/North Carolina/Charlotte-Concord-Gastonia

Charlotte-Concord-Gastonia, NC-SC Real Estate Market 2026

Investor-grade market analytics for Charlotte-Concord-Gastonia, North Carolina. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$380,002

-0.8% year-over-year

Est. Rental Yield

5.4%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Charlotte-Concord-Gastonia Market Summary

Charlotte-Concord-Gastonia, NC-SC is experiencing a correction with -0.8% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 4.74x, below the national average of 4.8x. Strong net positive migration (+9,325 returns/year) reflects sustained population inflows driving housing demand. Climate risk is moderate (40/100) with manageable exposure. Rental yield of 5.38% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score75/100
Price-to-Income Ratio4.7x (national avg 4.8x)
Median Household Income$80,201

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Charlotte-Concord-Gastonia, NC-SC's primary climate exposure is wind storms (59/100). The composite climate risk score of 40/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

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Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Charlotte-Concord-Gastonia Real Estate Market Data 2026 | Lotlytics | Lotlytics