Markets/Missouri/St. Louis

St. Louis, MO-IL Real Estate Market 2026

Investor-grade market analytics for St. Louis, Missouri. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$275,704

+3.4% year-over-year

Est. Rental Yield

6.3%

gross annual

12-Month Forecast

+3.3%

base case (Zillow ZHVF)

+3.3% year-over-year

Climate Risk

37/100

Low

Market Momentum

๐Ÿ”ฅ
Hot
2.1mo supply ยท Score +5/7

Net migration: Bottom 2% nationally

Income Migration

๐Ÿ“‰ Wealth Drain0.87x

In-migrants avg $73,263 AGI vs out-migrants $84,216

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Opportunity Zone Market

49 ZIP codes in St. Louis are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

St. Louis Market Summary

St. Louis, MO-IL shows steady growth at 3.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.52x, below the national average of 4.8x. Net negative migration (-2,601 returns/year) is reducing housing demand pressure. Climate risk remains low (37/100), favorable for long-term investment stability. Rental yield of 6.28% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score93/100
Price-to-Income Ratio3.5x (national avg 4.8x)
Median Household Income$78,225

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.7%
Base Case+3.3%
Bull Case+5.0%

Climate & Natural Hazard Risk

St. Louis, MO-IL's primary climate exposure is wind storms (56/100). The composite climate risk score of 37/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full St. Louis dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.