Markets/Missouri/Jefferson City

Jefferson City, MO Real Estate Market 2026

Investor-grade market analytics for Jefferson City, Missouri. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$279,076

+7.3% year-over-year

Est. Rental Yield

4.3%

gross annual

12-Month Forecast

+7.1%

base case (Zillow ZHVF)

+7.1% year-over-year

Climate Risk

18/100

Very Low

Market Momentum

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Warm
1.5mo supply ยท Score +2/7

Net migration: Bottom 26% nationally

Income Migration

โžก๏ธ Neutral1.07x

In-migrants avg $51,188 AGI vs out-migrants $47,883

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Opportunity Zone Market

3 ZIP codes in Jefferson City are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Jefferson City Market Summary

Jefferson City, MO is experiencing strong growth with 7.3% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.85x, below the national average of 4.8x. Climate risk remains low (18/100), favorable for long-term investment stability. Rental yield of 4.35% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score88/100
Price-to-Income Ratio3.9x (national avg 4.8x)
Median Household Income$72,425

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+3.5%
Base Case+7.1%
Bull Case+10.6%

Climate & Natural Hazard Risk

Jefferson City, MO's primary climate exposure is heat stress (50/100). The composite climate risk score of 18/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Jefferson City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.