Markets/Missouri/Cape Girardeau

Cape Girardeau, MO-IL Real Estate Market 2026

Investor-grade market analytics for Cape Girardeau, Missouri. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$228,626

+4.1% year-over-year

Est. Rental Yield

5.6%

gross annual

12-Month Forecast

+4.0%

base case (Zillow ZHVF)

+4.0% year-over-year

Climate Risk

28/100

Low

Market Momentum

๐ŸŒค๏ธ
Warm
1.9mo supply ยท Score +3/7

Net migration: Top 33% nationally

Income Migration

โžก๏ธ Neutral0.91x

In-migrants avg $46,654 AGI vs out-migrants $51,579

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Opportunity Zone Market

2 ZIP codes in Cape Girardeau are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Cape Girardeau Market Summary

Cape Girardeau, MO-IL shows steady growth at 4.1% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.4x, below the national average of 4.8x. Modest net positive migration (+70 returns/year) provides steady demand support. Climate risk remains low (28/100), favorable for long-term investment stability. Rental yield of 5.59% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score94/100
Price-to-Income Ratio3.4x (national avg 4.8x)
Median Household Income$67,267

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+2.0%
Base Case+4.0%
Bull Case+6.1%

Climate & Natural Hazard Risk

Cape Girardeau, MO-IL's primary climate exposure is wind storms (42/100). The composite climate risk score of 28/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Cape Girardeau dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.