Markets/Illinois/Champaign-Urbana

Champaign-Urbana, IL Real Estate Market 2026

Investor-grade market analytics for Champaign-Urbana, Illinois. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$241,863

+6.0% year-over-year

Est. Rental Yield

6.6%

gross annual

Market Momentum

➡️
Neutral
3.1mo supply · Score +1/7

Migration: Top 96% nationally

Income Migration

📉 Wealth Drain0.88x

In-migrants avg $53,722 AGI vs out-migrants $61,211

🏛️

Opportunity Zone Market

5 ZIP codes in Champaign-Urbana are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Champaign-Urbana Market Summary

Champaign-Urbana, IL is experiencing strong growth with 6.0% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.75x, below the national average of 4.8x. Net negative migration (-1,130 returns/year) is reducing housing demand pressure. Climate risk remains low (30/100), favorable for long-term investment stability. Rental yield of 6.64% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score89/100
Price-to-Income Ratio3.8x (national avg 4.8x)
Median Household Income$64,558

Climate & Natural Hazard Risk

Champaign-Urbana, IL's primary climate exposure is wind storms (60/100). The composite climate risk score of 30/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Champaign-Urbana dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.