Investor-grade market analytics for Champaign-Urbana, Illinois. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$239,660
+5.3% year-over-year
6.8%
gross annual
+5.1%
base case (Zillow ZHVF)
+5.1% year-over-year
30/100
LowNet migration: Bottom 4% nationally
In-migrants avg $53,722 AGI vs out-migrants $61,211
Opportunity Zone Market
5 ZIP codes in Champaign-Urbana are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Champaign-Urbana, IL is experiencing strong growth with 5.3% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.71x, below the national average of 4.8x. Net negative migration (-1,130 returns/year) is reducing housing demand pressure. Climate risk remains low (30/100), favorable for long-term investment stability. Rental yield of 6.85% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Champaign-Urbana, IL's primary climate exposure is wind storms (60/100). The composite climate risk score of 30/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.