Markets/Ohio/Cincinnati

Cincinnati, OH-KY-IN Real Estate Market 2026

Investor-grade market analytics for Cincinnati, Ohio. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$308,426

+2.4% year-over-year

Est. Rental Yield

5.9%

gross annual

12-Month Forecast

+2.4%

base case (Zillow ZHVF)

+2.4% year-over-year

Climate Risk

23/100

Very Low

Market Momentum

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Warm
2.4mo supply ยท Score +3/7

Net migration: Bottom 3% nationally

Income Migration

โžก๏ธ Neutral0.95x

In-migrants avg $71,004 AGI vs out-migrants $74,763

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Opportunity Zone Market

50 ZIP codes in Cincinnati are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Cincinnati Market Summary

Cincinnati, OH-KY-IN shows steady growth at 2.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.88x, below the national average of 4.8x. Net negative migration (-1,854 returns/year) is reducing housing demand pressure. Climate risk remains low (23/100), favorable for long-term investment stability. Rental yield of 5.92% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score87/100
Price-to-Income Ratio3.9x (national avg 4.8x)
Median Household Income$79,490

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.2%
Base Case+2.4%
Bull Case+3.5%

Climate & Natural Hazard Risk

Cincinnati, OH-KY-IN's primary climate exposure is wind storms (56/100). The composite climate risk score of 23/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Cincinnati dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.