Markets/New York/Binghamton

Binghamton, NY Real Estate Market 2026

Investor-grade market analytics for Binghamton, New York. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$204,127

+6.7% year-over-year

Est. Rental Yield

9.3%

gross annual

12-Month Forecast

+6.5%

base case (Zillow ZHVF)

+6.5% year-over-year

Climate Risk

38/100

Low

Market Momentum

➡️
Neutral
4.1mo supply · Score -1/7

Net migration: Bottom 15% nationally

Income Migration

📉 Wealth Drain0.87x

In-migrants avg $48,284 AGI vs out-migrants $55,594

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Opportunity Zone Market

10 ZIP codes in Binghamton are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Binghamton Market Summary

Binghamton, NY is experiencing strong growth with 6.7% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.22x, below the national average of 4.8x. Climate risk remains low (38/100), favorable for long-term investment stability. Rental yield of 9.33% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score97/100
Price-to-Income Ratio3.2x (national avg 4.8x)
Median Household Income$63,347

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+3.3%
Base Case+6.5%
Bull Case+9.8%

Climate & Natural Hazard Risk

Binghamton, NY's primary climate exposure is flooding (50/100). The composite climate risk score of 38/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Binghamton dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.