Investor-grade market analytics for Houghton, Michigan. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$202,817
+8.1% year-over-year
7.6%
gross annual
+7.9%
base case (Zillow ZHVF)
+7.9% year-over-year
10/100
Very LowNet migration: Bottom 25% nationally
In-migrants avg $50,012 AGI vs out-migrants $33,387
Opportunity Zone Market
7 ZIP codes in Houghton are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Houghton, MI is experiencing strong growth with 8.1% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.6x, below the national average of 4.8x. Climate risk remains low (10/100), favorable for long-term investment stability. Rental yield of 7.6% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Houghton, MI's primary climate exposure is flooding (18/100). The composite climate risk score of 10/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.