Investor-grade market analytics for St. Joseph, Missouri. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$216,378
+5.7% year-over-year
5.8%
gross annual
+5.6%
base case (Zillow ZHVF)
+5.6% year-over-year
14/100
Very LowNet migration: Bottom 16% nationally
In-migrants avg $53,473 AGI vs out-migrants $52,935
Opportunity Zone Market
2 ZIP codes in St. Joseph are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
St. Joseph, MO-KS is experiencing strong growth with 5.7% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.44x, below the national average of 4.8x. Climate risk remains low (14/100), favorable for long-term investment stability. Rental yield of 5.8% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
St. Joseph, MO-KS's primary climate exposure is tornadoes (38/100). The composite climate risk score of 14/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.