Investor-grade market analytics for Lock Haven, Pennsylvania. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$202,207
+2.8% year-over-year
5.6%
gross annual
+2.7%
base case (Zillow ZHVF)
+2.7% year-over-year
25/100
LowNet migration: Bottom 31% nationally
In-migrants avg $44,881 AGI vs out-migrants $45,972
Opportunity Zone Market
4 ZIP codes in Lock Haven are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Lock Haven, PA shows steady growth at 2.8% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.44x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 5.59% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Lock Haven, PA's primary climate exposure is wind storms (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.