Investor-grade market analytics for Florence-Muscle Shoals, Alabama. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$217,782
+2.7% year-over-year
6.2%
gross annual
+2.7%
base case (Zillow ZHVF)
+2.7% year-over-year
38/100
LowNet migration: Top 38% nationally
In-migrants avg $55,358 AGI vs out-migrants $47,268
Opportunity Zone Market
2 ZIP codes in Florence-Muscle Shoals are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Florence-Muscle Shoals, AL shows steady growth at 2.7% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.75x, below the national average of 4.8x. Modest net positive migration (+49 returns/year) provides steady demand support. Climate risk remains low (38/100), favorable for long-term investment stability. Rental yield of 6.19% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Florence-Muscle Shoals, AL's primary climate exposure is wind storms (70/100). The composite climate risk score of 38/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.