Investor-grade market analytics for Decatur, Alabama. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$232,440
+0.7% year-over-year
6.0%
gross annual
+0.7%
base case (Zillow ZHVF)
+0.7% year-over-year
38/100
LowNet migration: Bottom 46% nationally
In-migrants avg $59,386 AGI vs out-migrants $55,685
Opportunity Zone Market
6 ZIP codes in Decatur are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Decatur, AL is in a stabilization phase with 0.7% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.63x, below the national average of 4.8x. Climate risk remains low (38/100), favorable for long-term investment stability. Rental yield of 5.97% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Decatur, AL's primary climate exposure is tornadoes (70/100). The composite climate risk score of 38/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.