Markets/Iowa/Waterloo-Cedar Falls

Waterloo-Cedar Falls, IA Real Estate Market 2026

Investor-grade market analytics for Waterloo-Cedar Falls, Iowa. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$191,869

+3.4% year-over-year

Est. Rental Yield

6.8%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Waterloo-Cedar Falls Market Summary

Waterloo-Cedar Falls, IA shows steady growth at 3.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.78x, below the national average of 4.8x. Climate risk remains low (15/100), favorable for long-term investment stability. Rental yield of 6.78% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.8x (national avg 4.8x)
Median Household Income$68,916

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Waterloo-Cedar Falls, IA's primary climate exposure is tornadoes (40/100). The composite climate risk score of 15/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

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Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Waterloo-Cedar Falls Real Estate Market Data 2026 | Lotlytics | Lotlytics