Markets/Iowa/Oskaloosa

Oskaloosa, IA Real Estate Market 2026

Investor-grade market analytics for Oskaloosa, Iowa. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$205,314

+8.5% year-over-year

12-Month Forecast

+8.2%

base case (Zillow ZHVF)

+8.2% year-over-year

Climate Risk

10/100

Very Low

Market Momentum

๐ŸŒค๏ธ
Warm
2mo supply ยท Score +2/7

Net migration: Bottom 37% nationally

Income Migration

โžก๏ธ Neutral0.92x

In-migrants avg $57,831 AGI vs out-migrants $62,957

Oskaloosa Market Summary

Oskaloosa, IA is experiencing strong growth with 8.5% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 2.97x, below the national average of 4.8x. Climate risk remains low (10/100), favorable for long-term investment stability.

Affordability

Affordability Score100/100
Price-to-Income Ratio3.0x (national avg 4.8x)
Median Household Income$69,019

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+4.1%
Base Case+8.2%
Bull Case+12.3%

Climate & Natural Hazard Risk

Oskaloosa, IA's primary climate exposure is wind storms (50/100). The composite climate risk score of 10/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Oskaloosa dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.