Oil City, PA Real Estate Market 2026

Investor-grade market analytics for Oil City, Pennsylvania. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$123,526

-2.4% year-over-year

Est. Rental Yield

8.6%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Oil City Market Summary

Oil City, PA is experiencing a correction with -2.4% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 2.0x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 8.62% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.0x (national avg 4.8x)
Median Household Income$61,626

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Oil City, PA's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Oil City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Oil City Real Estate Market Data 2026 | Lotlytics | Lotlytics