Oxford, MS Real Estate Market 2026

Investor-grade market analytics for Oxford, Mississippi. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$407,646

+3.4% year-over-year

Est. Rental Yield

6.0%

gross annual

12-Month Forecast

+3.3%

base case (Zillow ZHVF)

+3.3% year-over-year

Climate Risk

25/100

Low

Market Momentum

➡️
Neutral
3mo supply · Score 0/7

Net migration: Bottom 39% nationally

Income Migration

💰 Wealth Influx1.19x

In-migrants avg $59,554 AGI vs out-migrants $50,072

🏛️

Opportunity Zone Market

1 ZIP codes in Oxford are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Oxford Market Summary

Oxford, MS shows steady growth at 3.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability pressure is significant: the price-to-income ratio of 6.62x well exceeds the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 6.02% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score48/100
Price-to-Income Ratio6.6x (national avg 4.8x)
Median Household Income$61,617

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.7%
Base Case+3.3%
Bull Case+5.0%

Climate & Natural Hazard Risk

Oxford, MS's primary climate exposure is tornadoes (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Oxford dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.