Decatur, IN Real Estate Market 2026

Investor-grade market analytics for Decatur, Indiana. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$254,213

+7.4% year-over-year

12-Month Forecast

+7.2%

base case (Zillow ZHVF)

+7.2% year-over-year

Climate Risk

25/100

Low

Market Momentum

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Warm
1.7mo supply ยท Score +2/7

Net migration: Bottom 30% nationally

Income Migration

๐Ÿ’ฐ Wealth Influx1.12x

In-migrants avg $50,059 AGI vs out-migrants $44,776

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Opportunity Zone Market

2 ZIP codes in Decatur are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Decatur Market Summary

Decatur, IN is experiencing strong growth with 7.4% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 4.03x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability.

Affordability

Affordability Score85/100
Price-to-Income Ratio4.0x (national avg 4.8x)
Median Household Income$63,128

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+3.6%
Base Case+7.2%
Bull Case+10.8%

Climate & Natural Hazard Risk

Decatur, IN's primary climate exposure is wind storms (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Decatur dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.