Markets/Iowa/Ottumwa

Ottumwa, IA Real Estate Market 2026

Investor-grade market analytics for Ottumwa, Iowa. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$132,487

+2.0% year-over-year

12-Month Forecast

+2.0%

base case (Zillow ZHVF)

+2.0% year-over-year

Climate Risk

25/100

Low

Market Momentum

➡️
Neutral
3.3mo supply · Score -1/7

Net migration: Bottom 29% nationally

Income Migration

➡️ Neutral0.95x

In-migrants avg $46,698 AGI vs out-migrants $49,188

Ottumwa Market Summary

Ottumwa, IA shows steady growth at 2.0% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.21x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.2x (national avg 4.8x)
Median Household Income$60,034

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.0%
Base Case+2.0%
Bull Case+3.0%

Climate & Natural Hazard Risk

Ottumwa, IA's primary climate exposure is tornadoes (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Ottumwa dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.