Markets/Oklahoma/Ponca City

Ponca City, OK Real Estate Market 2026

Investor-grade market analytics for Ponca City, Oklahoma. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$117,931

+3.6% year-over-year

Est. Rental Yield

8.2%

gross annual

Market Momentum

➡️
Neutral
3mo supply · Score -1/7

Migration: Top 58% nationally

Income Migration

📉 Wealth Drain0.83x

In-migrants avg $37,262 AGI vs out-migrants $44,808

🏛️

Opportunity Zone Market

2 ZIP codes in Ponca City are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Ponca City Market Summary

Ponca City, OK shows steady growth at 3.6% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.08x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 8.15% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.1x (national avg 4.8x)
Median Household Income$56,673

Climate & Natural Hazard Risk

Ponca City, OK's primary climate exposure is tornadoes (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Ponca City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.