Gallup, NM Real Estate Market 2026

Investor-grade market analytics for Gallup, New Mexico. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$222,823

-1.4% year-over-year

12-Month Forecast

-5.9%

base case (Zillow ZHVF)

-5.9% year-over-year

Market Momentum

➡️
Neutral
6.1mo supply · Score -1/7

Migration: Top 92% nationally

Income Migration

➡️ Neutral0.95x

In-migrants avg $33,206 AGI vs out-migrants $34,920

Gallup Market Summary

Gallup, NM is experiencing a correction with -1.4% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.01x, above the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability.

Affordability

Affordability Score71/100
Price-to-Income Ratio5.0x (national avg 4.8x)
Median Household Income$44,496

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-8.8%
Base Case-5.9%
Bull Case-2.9%

Climate & Natural Hazard Risk

Gallup, NM's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Gallup dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.