Investor-grade market analytics for Gallup, New Mexico. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$220,419
-1.8% year-over-year
-1.8%
base case (Zillow ZHVF)
-1.8% year-over-year
25/100
LowNet migration: Bottom 8% nationally
In-migrants avg $33,206 AGI vs out-migrants $34,920
Gallup, NM is experiencing a correction with -1.8% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 4.95x, above the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability.
12-month projection (Zillow ZHVF model)
Gallup, NM's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.